Terms and Conditions for Consultations

These terms set out the conditions of your use of our website and consultation services. By accessing our site or engaging our consultations, you accept these terms.

Last updated on December 24, 2025.

Acceptance of Terms

By using our services or website, you agree to comply with these terms. If you do not accept, please do not use our site or services.

Definitions

To make these terms clear, key definitions are included below.

Service: The financial consultations and advisory interactions provided by our team.

User: Any person or entity accessing the website or utilising our consultation services.

Personal Data: Information that identifies or can reasonably identify an individual.

Content: All text, graphics, and materials found on the website.

Service Usage

Our consultation services are only available to adults in Australia. All guidance is general and should be applied with consideration of your unique context.

Eligibility

Only individuals aged 18 and over, residing in Australia, are eligible to use our site or request consultation services.

Proof of age or residency may be required.

User Responsibilities

You are responsible for the accuracy and legality of information you provide.

Provide accurate, lawful, and up-to-date details during consultations.
Use our advice in a way consistent with your needs and circumstances.
Do not attempt to misuse or reverse-engineer any proprietary methods.
Respect confidentiality and privacy obligations.

Prohibited Uses

Certain activities are not permitted on our site or in connection with our services.

Accessing the site for unauthorised or unlawful purposes.
Reproducing or distributing site content without permission.
Providing false or misleading personal details.
Attempting to disrupt or compromise website security.
Engaging in commercial resale or exploitation.

Intellectual Property

All content and materials on the site, unless stated otherwise, are the intellectual property of Velonamora. Use is limited to personal, non-commercial purposes.

User Content

Submissions or feedback you provide may be used to help improve our services with your consent.

Your Content Rights

You retain rights to your communications; by submitting you grant us the right to use them in line with our privacy policy.

Privacy and Your Data

Your personal information is managed under our privacy policy, which includes how data is collected, stored, and used.

Privacy Policy

Important Disclaimers

Consultation services do not guarantee financial results or particular outcomes.

No Guarantees

All guidance and support is general in nature and results may vary.

Limitation of Liability

Velonamora is not liable for losses or damages arising from the use of our website or services.

Indemnification

Users agree to indemnify Velonamora for any breach of these terms or misuse of services.

How We Resolve Disputes

Disputes will first be handled by negotiation and, if necessary, by arbitration according to Australian protocols.

Arbitration

Unresolved disputes are subject to binding arbitration under Australian law.

Parties agree to resolve matters privately if possible.

Online Dispute Resolution

Australian users may access external avenues for complaints if internal processes are exhausted.

Read our disclaimer

Severability

If any part is found unenforceable, the remainder remains in effect.

Entire Agreement

These terms represent the full agreement between you and Velonamora regarding use of our services.

Jurisdiction and Governing Law

These terms are governed by the laws of Australia.

Termination

We reserve the right to terminate access for any breach of these terms.

Changes

We may change these terms at any time. Continued use implies acceptance of updates.

Contact Us

For questions about these terms or your rights, please contact us.

Email: content@velonamora.sbs

Phone: +61-8-3119-3446

Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia

Effective date: December 24, 2025

Version: 1.0